Penulis: Joyce Cahyani

With over 20 years experiences in banking, financial consulting and auditing, Joyce Cahyani provides valuable contribution in leading eDaun both business and finance team. In particular, she has an in-depth knowledge and experience of business intelligence in consumer banking industry, specializing in credit cards, retail banking, wealth management and personal loans in leading foreign banks such as Citibank N.A, PT Bank Internasional Indonesia Tbk., and PT Bank Commonwealth (2002 – 2011). She had also contributed substantial work as one of the team leaders in IBRA debt restructuring during Indonesian’s economic crisis 2000 – 2002. She started her career as a financial auditor in a big four public accountant firm, KPMG (1997 – 2000).